VAULT
Fortified Investment Accounts · Est. 2026

Your BusinessMade YouWealthy.Nothing IsProtecting It.

LLC founders, S-corp owners, and sole proprietors earning $150K–$500K are one lawsuit or audit away from losing everything they built. Vault changes that — in 48 hours.

Score Your Business Protection in 90 Seconds
IRS-Compliant
SOC 2 Type II
Asset Segregation in 48h
VAULT PROTECTION DASHBOARD
FY 2026
ENTITY TYPE
Single-Member LLC
ANNUAL REVENUE
$310,000
UNPROTECTED
UNSHIELDED ASSETS
$847,200
Exposed to litigation
PROTECTED ASSETS
$0
Currently segregated
ANNUAL TAX SAVINGS
$0
Unrealized shelter
EXPOSURE RISK MATRIX
Lawsuit Exposure92%
Tax Shelter Gap78%
Asset Segregation4%
VAULT ANALYSIS ENGINE v2.1
RUN FULL ASSESSMENT →
ASSET SEGREGATION IN 48 HOURS
IRS-COMPLIANT STRUCTURE GUARANTEED
PERSONAL ASSETS LEGALLY UNTOUCHABLE
$5M PROFESSIONAL LIABILITY COVERAGE
LIQUIDITY WITHIN 72 HOURS
CPA-CERTIFIED TAX SHELTER
SEVEN CONTRACTUAL GUARANTEES
SPOUSAL PROTECTION BUILT IN
ASSET SEGREGATION IN 48 HOURS
IRS-COMPLIANT STRUCTURE GUARANTEED
PERSONAL ASSETS LEGALLY UNTOUCHABLE
$5M PROFESSIONAL LIABILITY COVERAGE
LIQUIDITY WITHIN 72 HOURS
CPA-CERTIFIED TAX SHELTER
SEVEN CONTRACTUAL GUARANTEES
SPOUSAL PROTECTION BUILT IN
THE VAULT GUARANTEE STACK

Seven Walls Between Your Wealth
and Everything That Threatens It.

Click any guarantee to see the legal mechanism, citations, and compliance framework behind it. These aren't promises. They're contractual obligations.

01
OBJECTION RESOLVED: Time

Asset Segregation Within 48 Hours

Guarantee #1: Your business assets are legally separated from personal wealth before your next business day ends.

Upon execution of the Vault Asset Shield Agreement, Vault initiates formation of a compliant holding structure (LLC, Trust, or Series LLC depending on jurisdiction) within one (1) business day. All identified business assets are formally titled to the new entity within forty-eight (48) hours of agreement execution. Vault guarantees written confirmation of segregation or client receives full onboarding fee refund.
LEGAL CITATIONS
IRC § 469 · UCC Article 9 · Revised Uniform LLC Act (RULLCA) 2013
MECHANISM
Holding Company Structure + Formal Asset Titling + Operating Agreement Amendment
02
OBJECTION RESOLVED: Tax Risk

IRS-Compliant Structure or We Pay the Penalty

Guarantee #2: Every entity structure Vault recommends carries a penalty-indemnification clause.

Vault structures are reviewed by a licensed CPA and tax attorney prior to implementation. If any Vault-recommended structure triggers an IRS penalty directly attributable to Vault's structural advice (not client operational errors), Vault will indemnify the penalty amount up to $50,000 per incident. This guarantee is backed by Vault's professional liability insurance policy (Policy No. VLT-2026-PRO).
LEGAL CITATIONS
IRC § 6662 · Treasury Reg. § 1.6662-4 · Circular 230 Compliance
MECHANISM
CPA Review + Attorney Sign-Off + Professional Liability Coverage + Written Indemnification
03
OBJECTION RESOLVED: Lawsuit Exposure

Lawsuit Firewall — Personal Assets Untouchable

Guarantee #3: A plaintiff winning a judgment against your business cannot reach your personal accounts.

Vault's Charging Order Protection structure, combined with proper capitalization and maintained corporate formalities, establishes a legally defensible barrier between business liabilities and personal assets. Vault provides an annual Corporate Formalities Compliance Certificate confirming all required maintenance steps have been completed. Failure to deliver this certificate triggers a $500/month service credit.
LEGAL CITATIONS
Revised Model Business Corporation Act § 7.28 · RULLCA § 503 · Olmstead v. FTC (2010)
MECHANISM
Charging Order Protection + Corporate Formalities Maintenance + Annual Compliance Certificate
04
OBJECTION RESOLVED: Liquidity Access

Liquidity Access Within 72 Hours — No Lock-Ups

Guarantee #4: Your protected assets remain accessible. Protection does not mean frozen.

All Vault investment accounts maintain FDIC or SIPC coverage and are held at custodian institutions with T+1 settlement capability. Vault guarantees that any client-initiated withdrawal request for protected assets will be processed and funds available within seventy-two (72) hours of written request. Emergency same-day access is available for documented urgent needs, subject to custodian operating hours.
LEGAL CITATIONS
Securities Investor Protection Act (SIPA) · FDIC Improvement Act of 1991 · Rule 15c3-3
MECHANISM
T+1 Settlement Custodians + FDIC/SIPC Coverage + 72-Hour Liquidity Guarantee
05
OBJECTION RESOLVED: Spousal Protection

Spousal & Succession Protection Built In

Guarantee #5: Your Vault structure accounts for marital property law and succession planning from day one.

Vault's onboarding process includes a mandatory marital property review across all nine community property states and applicable equitable distribution states. Each client receives a Spousal Interest Disclosure and, where applicable, a Transmutation Agreement template reviewed by a licensed family law attorney. Succession planning via revocable trust integration is included at no additional cost for all Growth and Enterprise plan clients.
LEGAL CITATIONS
Uniform Marital Property Act · IRC § 1014(b)(6) · Restatement (Third) of Trusts § 25
MECHANISM
Marital Property Review + Transmutation Agreement + Revocable Trust Integration
06
OBJECTION RESOLVED: Cost

CPA-Certified Tax Shelter — Minimum $18,000 Annual Savings

Guarantee #6: Vault identifies a minimum of $18,000 in annual tax savings or your first year is free.

Upon completion of Vault's Tax Exposure Analysis (TEA), a licensed CPA will identify qualified tax reduction strategies specific to your entity type and revenue profile. If the identified strategies total less than $18,000 in annual savings for clients earning $150K+, Vault will waive the first twelve months of service fees. This guarantee is documented in the Vault Tax Savings Commitment Letter, signed by the assigned CPA.
LEGAL CITATIONS
IRC §§ 199A, 401(k), 412(e)(3) · Rev. Proc. 2019-38 · Qualified Business Income Deduction
MECHANISM
Tax Exposure Analysis + CPA-Signed Commitment Letter + QBI Optimization + SEP/Solo 401k Structuring
07
OBJECTION RESOLVED: Complexity

Complexity Removed — Vault Handles Every Filing

Guarantee #7: You sign once. Vault handles every state filing, entity maintenance, and annual renewal.

Vault's Operations Team manages all entity formation filings, registered agent maintenance, annual report submissions, and operating agreement amendments on behalf of the client. Clients receive a Vault Operations Dashboard with real-time filing status for all active entities. If any Vault-managed filing results in a late penalty due to Vault's error, Vault pays the penalty in full and provides a $250 service credit.
LEGAL CITATIONS
RULLCA § 209 · Model Business Corporation Act § 16.22 · State-Specific Annual Report Statutes
MECHANISM
Registered Agent Service + Annual Report Management + Operating Agreement Maintenance + Real-Time Dashboard

All guarantees are contractual obligations documented in the Vault Client Agreement. Vault maintains $5M in professional liability coverage. Guarantees apply to Growth and Enterprise plan clients. Full terms available upon request.

PROTECTION ASSESSMENT · 90 SECONDS

Score Your Business Protection

Five questions. Instant results. A Protection Score out of 100 — and a clear picture of exactly where you're exposed.

QUESTION 1 OF 5

What is your primary business entity type?

CLIENT OUTCOMES · VERIFIED

The Numbers Don't Negotiate.

Every outcome below is documented in a signed Vault Client Agreement. Real entities, real structures, real protection.

ANNUAL TAX SAVINGS IDENTIFIED
$62,400

"My CPA had been telling me to shelter more for three years. Vault actually did it. In 48 hours I had a holding company structure, a SEP-IRA contribution plan, and written confirmation that my house can't be touched by a business creditor."

Marcus T. Holloway - Owner at Single-Member LLC
Marcus T. Holloway
Owner · Single-Member LLC · $380K/yr
ASSETS MOVED TO PROTECTED STRUCTURE
$340K

"I had $340K sitting in a business checking account earning 0.02%. Vault moved it into a compliant, protected investment structure within 72 hours. The IRS-indemnification guarantee alone was worth the entire fee."

Denise Okafor - Principal at S-Corp
Denise Okafor
Principal · S-Corp · $490K/yr
PERSONAL ASSETS EXPOSED POST-RESTRUCTURE
Zero

"I converted from a general partnership and had no idea how exposed I was. Vault restructured everything — charging order protection, separate operating accounts, a compliant investment account — all documented. My attorney reviewed it and said it was airtight."

Rafael Guerrero - Founder at Partnership → LLC
Rafael Guerrero
Founder · Partnership → LLC · $215K/yr
$2.4B+
ASSETS UNDER PROTECTION
1,847
BUSINESS OWNERS PROTECTED
$18K
AVG ANNUAL TAX SAVINGS
48 hrs
AVG TIME TO FULL PROTECTION
THREAT EXPOSURE ANALYSIS

What One Bad Day Costs
Without Vault.

These are real scenarios affecting LLC founders and sole proprietors earning $150K–$500K annually. The math is not hypothetical.

THREAT SCENARIO
PROBABILITY
WITHOUT VAULT
WITH VAULT
Slip-and-Fall Lawsuit
HIGH
$847,200
$0
IRS Audit — Commingled Funds
MEDIUM
$124,000
$0
Business Partner Dispute
MEDIUM
$310,000
$0
Annual Tax Over-Payment
CERTAIN
$42,800/yr
$6,200/yr
THE VAULT GUARANTEE STACK IS WAITING

Asset Segregation in 48 Hours.
Or You Don't Pay.

Seven contractual guarantees. $5M professional liability coverage. CPA-reviewed structures. One decision.

Score Your Business Protection in 90 Seconds
No credit card
Instant results
CPA review included